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Aditya Birla Capital Reviews

Mumbai, Maharashtra

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Aditya Birla Capital Limited (ABCL), formerly known as Aditya Birla Financial Services Limited, is a prominent financial services platform and stands as the holding company for the financial services businesses of the Aditya Birla Group. Incorporated in October 2007 and strategically rebranded in June 2017, the company operates as a listed systemically important non-deposit-taking Non-Banking Financial Company (NBFC). Headquartered in Mumbai, Maharashtra, ABCL functions as a majority-owned subsidiary of Grasim Industries Limited, embedding itself within the larger US$ 67 billion global conglomerate, the Aditya Birla Group, anchored by Chairman Kumar Mangalam Birla. The core operations of ABCL are structured across a highly diversified business model spanning several major financial verticals: lending, asset management, health and life insurance, and digital payment solutions. In the lending sector, its wholly-owned subsidiary, Aditya Birla Finance Limited (ABFL), alongside Aditya Birla Housing Finance Limited, drives robust operations, managing a consolidated lending book that crossed Rs 2 Lakh Crore as of March 31, 2026. This portfolio provides end-to-end financing options including personal, housing, corporate, SME, and supply chain loans. In the asset management and investment vertical, the company holds a leading market position through Aditya Birla Sun Life AMC Limited, which ranks as the fifth-largest asset management company in India. This arm, along with its stock and securities broking services, delivers comprehensive wealth management and mutual fund avenues. Furthermore, ABCL has a strong footprint in the insurance protection sector via Aditya Birla Sun Life Insurance and Aditya Birla Health Insurance Co. Limited, delivering diverse life, health, and wellness products tailored to customers across their lifecycles. Adapting to the modern digital-first era, ABCL has significantly enhanced its omnichannel architecture. The company launched the "ABCD" app, an integrated digital ecosystem offering over 20 financial products that quickly garnered over a million users, alongside "Udyog Plus," a dedicated B2B digital platform providing integrated lending and value-added solutions for MSMEs. Backed by over 68,400 employees, the group possesses an extensive nationwide reach comprising over 1,740 physical branches, more than 200,000 agents and channel partners, and numerous banking alliances. Financially, ABCL is publicly traded on both the National Stock Exchange (NSE) and the Bombay Stock Exchange (BSE) under the tickers ABCAPITAL and 540691, respectively. As of March 31, 2026, the company manages aggregate assets under management (AUM) of approximately Rs. 5.91 Lakh Crore. Led by Managing Director and CEO Vishakha Mulye and Chief Financial Officer Pinky Atul Mehta, Aditya Birla Capital continues to emphasize strong corporate governance, customer-centric product innovation, and deep integration with the broader Aditya Birla Group ecosystem to drive long-term stakeholder value creation.