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American Express India Reviews

New York, New York

4.5/ 5

2 reviews

American Express (India) Private Limited is a prominent financial services corporation operating as a key subsidiary of the global American Express Company (Amex), a multinational financial services corporation specializing in payment cards. Established in India on June 28, 1994, the company is registered with the Registrar of Companies (RoC) in Delhi. It is classified as an unlisted private non-government company limited by shares, operating primarily within the business services and financial intermediation sectors. The core operations of American Express India center on the payments space, providing a comprehensive range of premium financial and lifestyle solutions. It is widely recognized for its diverse suite of personal and business payment instruments, including credit cards and charge cards tailored for individuals, small to medium-sized businesses, and large corporate clients. These products offer secure, rewarding payment options, and flexible expense management tools. Beyond payment systems, the company delivers extensive travel and expense management solutions, corporate programs, merchant acquisition services, and business financing options designed to optimize cash flow and enhance operational visibility for commercial clients. Financially, American Express India represents a highly substantial enterprise, consistently reporting operating revenues exceeding INR 5,000 crore. For the financial year ending March 31, 2025, the company achieved robust growth, generating over INR 1,000 crore in revenue with a reported compounded annual growth rate (CAGR) of approximately 31% over the preceding year. Structurally, the company maintains an authorized share capital of INR 60.00 crore and a total paid-up capital of INR 27.54 crore. It operates as an active, compliant corporate entity with a strong net worth, backed by steady increases in its EBITDA and net profits. The administrative and operational infrastructure of the company spans critical hubs in India. Its official registered office is situated at Metropolitan-Saket, 7th Floor, Office Block District Centre Saket, New Delhi, Delhi 110017. Additionally, the company manages substantial operational units out of Haryana, with significant corporate offices located across the 10th, 11th, 12th, 15th, and 16th floors of Tower B & C, Building No. 5, DLF Cyber City, Phase III, Gurugram. Leadership at American Express India relies on a sophisticated corporate governance model. The board of directors has featured prominent industry professionals over time, including current and past leadership roles filled by executives such as Sanjay Kumar Khanna, Shikha Sharma, Ruchika Bhasin Ohri, Inderpreet Singh Bindra, Amandeep Singh Juneja, and Madhurima Khandelwal Gupta. Embracing the overarching global Amex mission, American Express India focuses on technological innovation, customer service excellence, and robust risk management. It aims to deliver high-value experiences while fostering diversity, equity, and inclusion across its workforce to back its customers, partners, and local communities.