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Care Health Insurance Reviews

Gurugram, Haryana

4.0/ 5

1 review

Care Health Insurance Limited (formerly known as Religare Health Insurance Company Limited) is a prominent standalone health insurance specialist based in India. Established in April 2007, the company originally commenced its operations in 2012. It operates as a joint venture primarily between Religare Enterprises Limited, the Union Bank of India, and Corporation Bank. Promoted by the founders of prominent healthcare institutions such as Fortis Hospitals and SRL Diagnostics, the company leverages deep-rooted healthcare expertise to deliver comprehensive insurance and wellness solutions. Headquartered in New Delhi, with key corporate offices in Gurugram and Noida, the company rebranded from Religare to Care Health Insurance in September 2020 to align its corporate identity with its core operating philosophy of consumer-centricity and specialized care. The company offers a diverse portfolio of products across the retail and corporate segments. In the retail vertical, its offerings include comprehensive health insurance, high-sum top-up coverage, personal accident plans, maternity insurance, international travel insurance, and critical illness policies tailored for individuals, families, and senior citizens. For corporate clients, Care Health Insurance provides group health insurance and group personal accident policies, alongside specialized micro-insurance products designed to extend coverage to rural markets. Its flagship products include Care Supreme, Care Advantage, Ultimate Care, and Care Freedom, which cater to specialized healthcare needs such as pre-existing conditions like diabetes and high blood pressure. Operationally, Care Health Insurance manages a vast infrastructure, comprising a network of over 9,400 to 16,500 healthcare providers across India to facilitate hassle-free, cashless treatment for its policyholders. The company heavily emphasizes technological integration to enhance customer service, policy renewal, and claims processing through digital channels and a dedicated customer application. This dedication to customer-centric service has earned the company multiple accolades, including the "Best Claim Settlement Company of the Year" at the 9th Annual India Insurance Summit & Awards 2025, and the "Overall Achievement Award" in the SAHI category at the ASSOCHAM 16th Global Insurance Summit & Awards. Financially, Care Health Insurance Limited operates as a public limited company under the Corporate Identification Number (CIN) U66000DL2007PLC161503. As of August 2025, the company possessed a workforce of approximately 13,436 employees and maintained active GST registrations across 17 Indian states. The company possesses an authorized share capital of INR 1,300 crore and a paid-up capital of approximately INR 996 crore. For the fiscal year ending March 31, 2026, the company reported an EBITDA of INR 17.81 crore and a Profit After Tax (PAT) of INR 12.16 crore, led by Managing Director and Chief Executive Officer Anuj Gulati.