Verified employee & interview reviews

Juspay Reviews

Bengaluru, Karnataka

4.0/ 5

1 review

Juspay Technologies Private Limited is a leading Indian fintech and payments technology company that specializes in providing mobile-first payments infrastructure and orchestration solutions for online merchants. Headquartered in Bengaluru, Karnataka, the company was founded in 2012 by Vimal Kumar and Ramanathan RV with a mission to simplify the complex digital payments ecosystem, reduce transaction failure rates, and deliver seamless customer checkout experiences. The core of Juspay’s business revolves around its payment orchestration platform, which acts as an intelligent layer connecting merchants, banks, and multiple payment providers. Its primary products include Express Checkout, a payment gateway booster featuring a secure card storage vault and dynamic transaction switching, and Juspay Safe, a specialized payment browser optimized for slower internet connections with features like one-click OTP generation. Additionally, the company offers HyperSDK, a lightweight software development kit embedded in mobile applications that enables optimized checkout flows, and is expanding its open-source payments platform, Hyperswitch. These systems leverage advanced infrastructure and real-time AI to provide smart routing, analytics, compliance, and automated fraud detection. Juspay’s infrastructure is designed for high-volume enterprise operations, processing over 300 million transactions daily and managing an annualized total payment volume (TPV) exceeding $1 trillion. The company’s technologies sustain best-in-class reliability with a 99.999% uptime, serving major internet platforms, e-commerce giants, and enterprise clients such as Amazon, Google, Swiggy, BookMyShow, Ola, and BigBasket. Beyond its core merchant offerings, Juspay has contributed technically to India's digital public infrastructure, assisting in the development of the BHIM UPI authentication layer, and has expanded its services into credit-on-UPI and cross-border payment integration. Financially, Juspay operates as a privately held entity. The company has raised approximately $161 million in total funding across multiple investment rounds to accelerate its global product expansion. Its prominent institutional backers include Accel, SoftBank Vision Fund 2, and Kedaara Capital. In early 2024, Juspay further strengthened its financial software capabilities by acquiring LotusPay, a recurring payment solutions provider. Led by co-founder and CEO Vimal Kumar alongside co-founders Ramanathan RV and COO Sheetal Lalwani, the company maintains a global team of over 1,500 payment experts. While its main corporate office is located in the Koramangala hub of Bengaluru, Juspay has established an international footprint with operational hubs and teams spanning Dubai, Dublin, San Francisco, São Paulo, and Singapore to help global enterprises manage their end-to-end payment stacks.